The most tax-efficient way to take money out of your own company — compared honestly, with the assumptions on the table.
We assume this is your entire personal income for the year, taxed under the new regime. Directors' salary is a deductible expense for the company; dividend is paid from post-tax profit and taxed again in your hands — that double layer is what this tool measures.
Assumptions: new personal tax regime (FY 2025-26 slabs, ₹75,000 standard deduction on salary, Sec 87A rebate up to ₹12 lakh); company taxed at 25.17% (Sec 115BAA); surcharge applied at 10%/15% above ₹50L/₹1Cr; 4% cess included. Ignores: salary reasonableness limits, other income, professional tax, and PF/ESI. Indicative only — the right mix is usually a blend, and that's a conversation, not a calculator.
